Work in Progress

Retire with Certainty.
Never Outlive Your Wealth.

Institutional-grade Monte Carlo simulations and automated tax optimization, packaged into a beautifully simple app for your peace of mind.

Coming Soon — Still in the Lab
Monte Carlo Success Rate
99.8%
Tax Saved (Projected)
£42,500
Capital Protected
Active
Pension Planner Dashboard showing Monte Carlo analysis

Wall Street Tech for Main Street Retirements

🛡️

Dynamic Protection Mode

When the markets crash, our app automatically adjusts your glidepath. It shifts your drawdown to cash reserves (CSH2), protecting your equities from sequence-of-return risk.

Protection Mode UI
💸

Smart Tax Optimization

Stop paying unnecessary taxes. Our engine calculates exactly how much to draw from your SIPP vs your ISA to ensure you never breach the basic rate tax band.

Tax Optimization UI
🎲

1,000x Stress Testing

Don't rely on simple averages. We run your exact portfolio through 1,000 Monte Carlo simulations and historical crash sequences so you know exactly how bulletproof your plan is.

✈️

Synced & Secure

Your figures are stored in Google Cloud Firestore (London region), locked to your sign-in — only you can access them, and we never ask for account numbers or passwords. The app itself keeps working offline once installed.

Ready to sleep soundly?

Soon. This is a work in progress — currently being tested on the founder's actual retirement, which is either confidence or recklessness.

Coming Soon